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Great Results Realty
is a registered Real Estate Broker in The State of Ohio.
Therefore we are subject to certain laws and
regulations that pertain to our relationship with potential
buyers and sellers of real estate.
Please review this statement.
Great Results Realty,
through either our Internet web site, email, fax, US mail, or
by phone, will gather information about you concerning your
ability to obtain financing for the purchase of a home and
what type of home you wish to purchase.
This information will include; name, address, contact
information, birth date, social security number, employment
information including income, current rent, assets, etc.
Great Results Realty also may ask you questions related
to what type and price of home, and what area you might be
interested in living. Any
information is provided by you, we make no attempt to gather
any personal information that you do not give us.
After you have signed
this disclosure, and you have received a copy of the
“Consumer Guide To Agency Relationships” we will go about
the process of “Pre-Qualifying” you for a loan.
This is a free service and there is no obligation.
The following is the process we use to
“Pre-Qualify” you.
1)
We transmit the information you provided us to a
builder or mortgage company of our choice.
We determine which builder or mortgage company by using
our best judgment based on your housing desires, income, and
other criteria we believe will best match you to an available
loan.
2)
The builder or mortgage company will order your credit
report based on the information you provided to us.
This credit report is called a “tri-merge” report,
because the information is obtained from all 3 of the leading
credit reporting agencies.
This information will be available only to the
employees and representatives of the builder or mortgage
company, and to Great Results Realty.
Your information and credit report will be considered
confidential outside of this group.
a)
Should it be determined that you have an opportunity to
purchase a home right away, you will be contacted by the
builder, mortgage company, or Great Results Realty
representative to explore your options.
You agree that Great Results Realty will represent you
in any transaction as a “buyer’s agent”.
b)
Should it be determined, by the builder or mortgage
company, that you can not qualify for a home now, but with
some credit counseling you may be able to purchase in the near
future, the builder or mortgage company will contact you
regarding services they offer to help you repair your credit.
c)
Once you are qualified to purchase a home, Great
Results Realty will transmit your information, including
credit report, to a builder or Realtor that have homes that
can meet your needs. You
agree that Great Results Realty will act as your “buyer’s
agent” in this case as well.
These builders or Realtors will contact you to discuss
the possibility of purchasing a home.
d)
If it is determined through the builder or mortgage
company that you cannot qualify for a home in the near future,
you will be notified by either the builder, mortgage company,
or Great Results Realty.
Great Results Realty, the mortgage company, or builder
might determine to keep your information “on file” for the
purpose of contacting you at a later date, to determine if you
are then eligible to purchase a home.
Great Results Realty
will attempt to keep all your personal information
confidential and private, outside of what was disclosed above.
By signing the “master receipt” you agree to hold
Great Results Realty, any builder, and/or mortgage company,
and their employees and/or representatives harmless from any
fraudulent or illegal use of your information, in the event a
person collects your information in any manner unauthorized by
Great Results Realty or any builder and/or mortgage company.
By
signing the “master receipt” you agree that Great Results
Realty has your permission to provide your personal
information to a builder and/or mortgage company of its
choice. You also
agree that what ever builder or mortgage company receives your
information, has your permission to review your information,
pull a “tri-merge” credit report, and “pre-qualify”
you for a loan. You
also give Great Results Realty, the builder or mortgage
company your permission to contact you for additional
information, or to discuss your pre-qualification, by using
the contact information you provided.
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